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What Clients & Partners Say...

What Clients Are Saying

Justin Shobe

These guys are the best. Jim Modar and Joey Evans were committed to our loan and fought for the best rate. When the rates dropped then swung back up it almost seemed like it was going to be on the higher side, but they stuck with several lenders and we got under 3% locked in at last second. They provided some guidance along the way as we got all the paperwork and inspections in order. Super stoked. Thanks guys!

Brian Schamber

Jim and Joey are an awesome team. I’ve completed three loans with them and will be going back for all my future mortgage needs. They have a local and personal touch that can’t be matched by any of the national brokers. I highly recommend them for all your mortgage needs.

Charity Kiesel

Joey and Jim did a fantastic job getting our Mortgage approved and closed in three short weeks! The process was incredibly smooth considering how complicated the process could have been! They also have the coolest Mortgage Masters Swag! Thanks guys!

Cameron Adams

Jim and Joey did a great job! Made the process super easy, very informative and helpful with my first home purchase. I highly recommend Mortgage Masters of California and appreciate all of their help.

Jerri Lujan

Jim Modar and Joey Evan’s are the geniuses behind Mortgage Masters. From start to finish these guys were smart, honest and efficient. They really go above and beyond. We couldn’t be happier with the job they did and they definitely live up to their name. We highly recommend them to anyone looking to buy a home or refinance.

Ken Kaplan

The team at Mortgage Masters is top notch and I highly recommend them. We recently completed our second loan with them – one for a new home and one refinance – and we couldn’t be more satisfied. They are very competitive and got us a great rate. They live and work locally and know the area well, providing expert advice and council in a friendly, relaxed atmosphere. Both Jim and Joey are consummate professionals and a pleasure to work with, including meeting with us at our convenience and on a weekend. If you’re in the market then you’re search is over … give them a call and relax. You’re in good hands!

Kathy Ray

Smooth, quick, amazing refinance! Jim & his team were on top of every move. The paperwork was easy and a snap to save us money! Jim is very knowledgeable and I trust him. I highly recommend this mortgage business!

Derek Blaettler

We’ve worked with their team several times now and found them to be easy to work with, very reliable, and on top of every detail.

Ashley Ramos

Jim and Joey were amazing to work with. It was my first purchase and they were able to help guide me and answer all of my questions. They are also SUPER fast. If you need a loan done fast definitely go with them. Great team to work with.

Brian Sweeney

Jim Modar is the only person you should be contacting for all your mortgage needs. Attentive, organized, and completely on top of everything we needed!

Steven Martin

I want to thank you both for all of your help in getting this refi done. We’ve been down this road, financing (or re-financing) a home, three times now, and all have been with “Modar,” and have received the same professional, friendly attention each time. When it became advantageous for us to refi recently, after several years, you were our first choice to broker our new loan. Now that you are on your own, I will recommend Mortgage Masters, Vacaville to anyone looking to finance (or re-finance) their home.

Steve Silva

Jim and Joey were there to answer any questions that I might have and guided me through the process of purchasing my home. they made what could have been nerve racking very easy. I’m only giving them a five star because that’s as high as the chart goes or else it would be ten.

Taylor Cahoon

Jim and Joey were great. They did my original home loan and recently helped me refinance my mortgage. They contacted me to tell me the rates dropped and by the time I met with them they already had options printed out for me to look at. The way they break it down to you is amazing and doesn’t seem so foreign. They are both extremely nice, great customer service and will always work around your schedule. That is exactly what you want from mortgage brokers and without a doubt I would highly recommend them.

Sher Kamerzell

Working with Jim Modar and Joey Evans is always a joy! They take care of my clients with the utmost professionalism and are extremely detail oriented. If I could give them more than 5 Stars ….. I absolutely would! Sher Kamerzell (Coldwell Banker Kappel Gateway Realty)

George & Dawn Guillory

We have had the opportunity to work with Jim & Joey on numerous occasions. Working with them has always been a great team effort towards a successful close of escrow on behalf of our clients. They are honest, committed and fabulous with communication. Thank you Jim & Joey for being such super lenders.

Sean O’Brien

I have worked with Jimmy on several home purchases and I could not speak more positively about the experience I have had each time. His knowledge, support, and ability to secure the most competitive rates available are the best I have found. Looking forward to working with him again!

Beatriz Serrano

Refinanced my home with these guys. They were great. They really went the extra mile to make things happen. My husband has a job where his hours and days off aren’t consistent. And I work three jobs. So trying to get us together to sign paperwork is always a task and sometimes extends how long things take do to this. But Joey worked with both of our crazy schedules and called and emailed us both individually to make sure we stayed on track with signing and submitting what needed to be done. Thank you both so much. Let me tell you all the great things that were accomplished with their assistance to help make it happen. We payed off our cars, paid off all credit card debt, purchased a much needed roof with solar, our credit scores went up and we took our first family cruise to the Caribbean. I was also finally able to move forward with my business and legitimized B-U-Nique Eventz. We are very grateful for all your extra effort and help. Thank you!

Andre Crispino

Jim and Joey were the guys that helped me buy my first home. These two guys are great! Respectful, friendly, and always have a positive attitude. They are there to help and want to get you into a home that you’re happy with. When I decide to refinance/move, I will be going to Jim and Joey for sure.

Forrest Dougherty

If you are looking for 5 Star service and creativity then this dynamic duo is my top pick!!! I went to them to refinance my home and they were stellar in their communication by always being prompt and kept me in the loop every step of the way. They also provided different creative options to choose from. This was empowering because it gave me more control over what fit my needs. Jim and Joey have a customer for life now and I highly endorse them!!!

Marriette G.

Great experience. They kept me updated on the progress of my loan. The process went smoothly and quickly. Would definitely use them again.

Susan Kaplan

Jim and Joey are the best around. I could not recommend them more. They explained all our options and worked with us to get the best mortgage that was right for us. They really made the whole process painless and were available to answer any questions or concerns every step of the way.

Lori Gallagher

I wish words could express how thankful I am that I was told to give Joey and Jim a call when I needed to get a new mortgage! Both Jim Modar and Joey Evans are experts in financial matters. They got me the mortgage I needed, and coordinated the whole thing with the close of escrow on my old house. I got the keys to my new house, two days after the close of my old house. Wow! Fantastic customer service! I am so pleased with how everything turned out. I highly recommend them both!

Erin Hyatt

Very responsive, creative… went above and beyond for me. When we got the keys to our newly purchased house, we found out the prior owner had left a bunch of “junk” all over and in the attic. We called Jim to attempt to call the original realtor. Not only did Jim call the realtor for us, but after they refused to come clean it out, Jim showed up and for hours, he helped us haul all of the junk away. I don’t know anyone, realtor or loan officer, who would have done that. That’s also why I will remain a client for life. Thank you from the bottom of my heart!

Edwin Legaspi

Fast, friendly, and experienced!

Kathrine Cole

Highly recommend Mortgage Masters, these guys will work hard to get you the best rate. They are easy to get along with, responsive to your calls and questions and make the paperwork process as smooth as possible.

Sherri Duggan

I have had the pleasure of working with this team many times before. My buyer’s have never been disappointed. I know when I send buyers to this team, I can feel comfortable that they will close the deal.

Brooks Wristen

Jimmy and his team killed it for me referred everyone in my family to him he made the process super easy it was a no-brainer to use him. If you’re on the fence about a refi give him a call.


j camigi from Vacaville, CA

Where to start?? 3 houses, 2 refi hope I am done with market but never done with Jim Modar and Joey, they are the BEST. They have done an outstanding job every time, kind, considerate and professional.

LOAN STATUS Closed Apr 2019

LOAN TYPE Purchase




Great Personalized Service

krisco64 from Vacaville, CA

You won’t find any better than Jim and Joey at Solano Mortgage for your home financing needs. I’ve worked with them on three different occasions (Two home purchases and one refinance) and I won’t go anywhere else.

LOAN STATUS Closed Apr 2019

LOAN TYPE Refinance




Very knowledgeable

zuser201504281410047 from Dixon, CA

Very knowledgeable. Helped choose the perfect loan fit for us. Explained the process very well.We felt comfortable and Supported in our decisions throughout the entire process. Highly recommend.

LOAN STATUS Closed Mar 2019

LOAN TYPE Purchase



FEES/CLOSING COSTS Lower than expected

Jim and Joey were Fantastic!

David Herout from Windsor, CA

I could’nt imagine any better lenders in Solano County! Jim and Joey did an amazing job, from offer accepted to the closing of escrow. Not to mention escrow closed over a week early. The were really on top of every detail from start to finish!

LOAN STATUS Closed Jan 2019

LOAN TYPE Purchase


INTEREST RATE Lower than expected


Jim is great!

MichelleB from Vacaville, CA

Jim assisted us with purchasing our home a few years ago and recently assisted with a refinance on the home. He is very professional and prompt. He always responds promptly and keeps us up to date on the progress of our loan. I highly recommend Jim.

LOAN STATUS Closed Nov 2018

LOAN TYPE Refinance


Jim is AMAZING!!!

Victoria Maitland from Oakland, CA

We are so grateful for Jim for everything. Our refi was complicated and he was super patient and helped us through every step of the way. I would recommend his services to anyone. We’ll never work with anyone else other than Jim.

LOAN STATUS Closed Oct 2018

LOAN TYPE Refinance




Long time coming

jford11l from Dixon, CA

I have been working with Jim for the past 2+ years. He has been very patient and very knowledgeable on the many questions I have had along the way. He also recomended a great company that helped me increase my credit score to help my interest rate.

LOAN STATUS Closed Sep 2018

LOAN TYPE Purchase




Great experience

Noel Bogen from Aptos, CA

Jim did a great job, was able to close the loan on a very tight time frame, as well as work around my schedule. He was also very helpful in exploring different financing options.

Brian S.

Jim and Joey are awesome and handled all my concerns professionally and quickly. I highly recommend them both!

Mark R.

Great lender!!!

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