Mortgage Masters Lending Inc would love to hear from you.

Know how much you qualify for in minutes!

Pre Qualify Now!

Our brand may be new, but this isn’t our first rodeo.

We are who we are, and we love what we do. We are fiercely passionate, knowledgeable, and deeply committed to our industry. At Mortgage Masters of California, we hold ourselves to our own high standards. Not to sound cheesy, but we truly want what is best for you. We want our borrowers to be financially smart homeowners. We are entirely driven by our clients and our community. We will do everything we can possibly think of, even question industry standards, to make things work out for a client. When we close a loan, it’s like that feeling you get when you win an award for your accomplishments; it gives us that boost, that warm fuzzy feeling inside, that #winning vibe- it’s the most satisfying feeling ever. Now, allow us to introduce ourselves.

The Modar & Joey Team

While Jim Modar has been in the mortgage industry since 2005, it wasn’t until 10 years later in 2015 that he met Joey Evans, the ‘kid’ who would be his future protégé and eventually, his partner. Together, they are a dynamic duo who employ their extensive knowledge and experience towards effectively analyzing a borrower’s finances, innovatively finding solutions for unusual life circumstances, then delivering the best loan product options tailored to their client’s future goals and specific needs. They’re experts at communicating with their clients, agents, and their lenders throughout the lending process and after, by providing regular loan updates, quickly responding to questions, and offering up advice.

“When it comes to potential buyers, it’s helping them navigate through the financing process of getting a mortgage to buy a home. They need to know ALL of their options. Then, of course, it’s seeing the joy in them getting their keys, especially for first-time homebuyers. The most satisfying part is when you do a great job for someone and they refer their friends and family to you; it confirms they were happy with the work you put in for them.”
– Joey Evans, on his favorite aspect of his job.

Modar and Joey are known for their devotion to their job; taking pride in finding the most competitive rates possible for their clients  and closing on time, if not sooner. Their success is built on teamwork, streamlining processes, and staying up to date on new guidelines in order to optimize their customer’s experience and exceed expectations. They’re dedicated to making every loan transaction a relationship that will last a lifetime.

They both thoroughly enjoy educating borrowers, so if you ever have a question, just shoot, but first grab an adult beverage because they love to chat mortgage!

Meet Our Team


Owner / Senior Mortgage Broker
DRE# 01712314 | NMLS# 242143 View my Profile


Loan Officer
DRE# 02087842 | NMLS# 1418918 View my Profile


Processor / Marketing Director View my Profile


Loan Officer
DRE# 02149306 | NMLS# 1607864 View my Profile


Loan Officer View my Profile

The Dream

Loan Officer Team View my Profile

Folks Throwing Them Kudos

What Our Clients Are Saying

I have been using Jim Modar for my financing needs for many years. He is always looking out for the customers best interest and keeping up on getting the best interest rate out there. He is professional and makes every transaction easy and seamless. I would highly recommend Mortgage Masters of California!

– Shelli Ramos

Jim did a great job getting my family our loan. I especially appreciated his willingness to explain all the different confusing aspects that can go along with buying a home. I will definitely use Mortgage Masters again.

– Ian McKenzie

Fabulous and timely service every time! Always ready to help, and my buyers absolutely love them! I just had them refinance two of our homes and got the same extraordinary service as my clients do!

– Kathleen Ramos

Joey is an absolute pleasure to work with. He’s professional and extremely personable, and is often the first one at the office and the last to leave. Work ethic is not lacking in this man. Trust Joey to give you 200% on every transaction.

– Kristen Navarro

Best customer service i could ask for. Joey is guiding me on the right path to become a homeowner.

– Larry Hunt

Jim was referred to us by our realtor, and we couldn’t have been happier. He was always quick to respond to my husband’s MANY questions. His office was extremely accommodating when things became a bit turbulent due to the start of the pandemic. Jim was personable and professional; he made us feel like we were well taken care of from start to finish. The small personal touches his office added was exceptional and much appreciated.

– Krista Campos

Joey Evans was very professional and help us close our loan. We just got the keys to our new house, and if anyone asked me I would tell them to go to mortgage masters and ask for Joey Evans help. Thank you very much for your help Joey.

– Patty S

Mortgage Masters Lending Inc would love to hear from you.